Chevrolet Finance FAQ
If you have questions about Chevrolet finance, the team at Kearny Mesa Chevrolet is a great resource to help you buy and lease with confidence. Our finance center can help you value a trade-in vehicle and will negotiate a payment schedule that works for you.
Should I finance or lease?
Financing is best for car buyers who can invest in a large payment, which helps to reduce monthly payments until you own the vehicle. Leasing provides long-term rental if you’re not ready to commit to owning a car and can drive within a limited number of miles yearly.
Can I use my trade-in toward my purchase?
Yes! Our Finance Center can help you value your trade and will seamlessly apply the fair trade value toward the purchase of a new Chevrolet Silverado 1500 or San Diego used car.
What is a credit score?
Your credit score is a simple number that describes if lending to you is a good or bad risk for the dealership. This score is based on factors like your history of paying credit card bills and loan payments on time, how many cards you have, and how much of your income is rapped up in your payments.
How does my down payment affect my monthly payments?
A monthly payment is determined by how much of the total value of the car is still owed.
By paying a lump sum up front via a down payment, you reduce every monthly payment to come by quickly reducing the amount owed on a vehicle, like our Chevrolet Traverse.
Should I finance through my bank or your dealership?
Financing through a dealership means you work with our trusted Finance Center, one more member of the Kearny Mesa Chevrolet team who have helped you every step of the way.
When you finance through our team, you also benefit from the exclusive offers and rebates only the dealership’s finance center has access to. Financing through the dealership provides the highest convenience and price value for your next vehicle.
Kearny Mesa Chevrolet is here to get you into the best car for you, from sales to service and our Finance Center. Come to our dealership with your questions about Chevrolet finance and drive away confident in your next vehicle.